What’s happening?
Sadly, the Rocket Visa Signature® Card program will be ending later this year. Here’s what you can expect:
On September 8, 2025, your Rocket Card will be closed and can no longer be used for purchases.
October 21, 2025 is the last day to redeem Rocket Rewards points. After that date the Rocket Rewards program will end and any unredeemed points will no longer be available.
If you have a balance on your card, you’ll still be responsible for making payments, even after your card is closed.
Why is the Rocket Visa Signature® Card program ending?
By retiring the Rocket Card program, Rocket can continue making every step in your homeownership journey even better. From monitoring your personal finances to paying off your mortgage, Rocket will invest in the tools and services that are best suited to help you reach your goals.
What happens to my Rocket Card?
Your card will be closed for new purchases on September 8, 2025. After that date, it will no longer be active and won’t work for any transactions. Additional Cardholder’s cards will also be unable to initiate new purchases on September 8.
If you have recurring charges set up on your card like streaming services, subscriptions, or utility payments, we recommend updating your payment method before September 8 to avoid disruptions.
What happens to my account?
You will still have access to your Rocket Card account in the Rocket Money app and online at card.myrocket.com.
Even after your card is closed, you will still be responsible for making payments on any remaining balance, in accordance with your Cardholder Agreement. Missing payments or paying late may negatively impact your credit score and lead to fees.
The account closure will be reported to credit bureaus as “closed by issuer,” which is standard for a discontinued card program and will not reflect negatively on you. However, changes in your credit utilization may impact your credit score.
What’s happening with Rocket Rewards?
October 21, 2025 is the last day to redeem Rocket Rewards points. After that date the Rocket Rewards program will end and any unredeemed points will no longer be available. We recommend redeeming them before the deadline.
Pending points from eligible recent transactions will become redeemable as usual and will also need to be redeemed by October 21.
Can I still redeem points after my card is closed?
Yes, for a period of time. After your card is closed on September 8, 2025, you can continue to redeem your points through October 21, 2025:
a) Redeem up to 5% back toward closing costs if you plan to purchase a home by that date.*
b) Redeem 2% back toward your Rocket Mortgage® principal balance (if eligible).**
c) Redeem 1.25% back toward your Rocket Card statement balance.
I’ve been saving for a home — what should I do?
We know this isn't great news if you were planning to buy a house at some future date. While we'd love to continue to support you with your home-buying journey, we are unable to support redemptions after October 21, 2025.
You can redeem your points towards statement credit through October 21. If your card account balance is negative after October 21, that amount will be returned to your connected bank account within 30 days.
Or if you have an existing Rocket Mortgage loan, you can redeem your points towards the principal balance (if eligible) through October 21.
Who can I contact for help?
Questions about your card account?
Call 1-866-994-7551
Monday – Friday: 9:00am – 9:00pm ET
Saturday: 10:00am – 3:00pm ET
Questions about your rewards points?
Call 1-888-980-2761
Monday – Friday: 8:30am – 9:00pm ET
Saturday: 9:00am – 4:00pm ET
*Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated, assumed or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.
**Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.