An increase in your credit limit often leads to a positive impact on your credit score. This is because when your credit limit rises, it expands your total available credit. An increase in available credit can result in a lower credit utilization ratio.

Often referred to as "amounts owed" or "credit usage", credit utilization plays a significant role in determining your credit score. The lower your credit utilization ratio, the more favorable it is for your credit score.

And don’t worry, if we review your account for a potential credit increase, we will not conduct a hard pull on your credit report.

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