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What is Late Fee Protection and how does it work?
What is Late Fee Protection and how does it work?
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Written by Chase S.
Updated over 2 weeks ago

Late Fee Protection is a payment option that can help you avoid incurring a late fee* and potential negative impact to your credit score from missing a payment.

How it works:

If your due date is one day away and you have not made your minimum payment, Late Fee Protection will process a payment to cover your remaining minimum payment due. Late Fee Protection has your back.

We will always notify you two days before a Late Fee Protection payment is processed. If you ever need to cancel your payment, you have until 11:59 PM ET the day before your payment to turn off Late Fee Protection. Just head to the “Payments” tab. From here, you can disable the feature with just a click.


All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc.

*If any Late Fee Protection payment is returned unpaid by your financial institution for any reason, you may be charged a late fee and returned payment fee based on the terms and conditions in your Cardholder Agreement.

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